Author Archive
Short Sales: How they affect sellers.
December 11th, 2009
By Lauri Gibson
The good, the bad, and the ugly about short sales and the seller in California.
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The reason that most home owners attempt to do a short sale on their property is to avoid the stigma of a foreclosure. Home owners want to salvage their credit and they think that a short sale is the answer.  There is a lot of different [...]
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Home Buyer Tax Credit Extended and Expanded
November 12th, 2009
By Lauri Gibson
First time home buyers and now ‘move up buyers’ have until April 1, 2010 to purchase a house and take advantage of the IRS tax credit.
Have you been wondering where all the  government stimulus money is going? Well since President Obama signed the bill extending the first time home buyers’ tax credit and expanding it to include move [...]
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Seller Tips for Maximizing Profits in a Down Market
November 10th, 2009
By Lauri Gibson
Top 12Â improvements to do before you sell your home.
If you are getting ready to sell your house in the current downward housing market there are some inexpensive ways to maximize your profits. Staging and de-cluttering top the list according to HomeGain.com. Here’s the list according to a survey of Realtors nation wide by Home Sale [...]
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Short Sales: AKA–Distressed Property Sales
October 1st, 2009
By Lauri Gibson
What is a Short Sale?
As you can imagine, as a Realtor, I get a lot of questions about short sales and foreclosures. I find that while most people understand in general what a short sale is, the details are a bit fuzzy. This is the first article, in a series, about the short sale process. My goal is to explain the process [...]
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Surge in Reported Mortgage Fraud in California.
August 20th, 2009
By Lauri Gibson
California made another list, this time for states with the most reported mortgage fraud.
Not a good list to make, but I thought you needed to be aware of this issue. According to a Forbes.com article there has been a significant rise in reports of mortgage fraud in the U.S. California made the list of the top 20 [...]
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Property Tax Relief
August 17th, 2009
By Lauri Gibson
A bright spot for those homeowners who bought during the peak years of the Redding housing market.
For those of us who purcahsed homes in the last 5 or 6 years there isn’t much to get excited about when it comes to the value of our homes. I do want to make sure you know about [...]
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Housing Affordability Fund Mortgage Protection Program
June 24th, 2009
By Lauri Gibson
The California Association of Realtors is offering a mortgage protection program for qualified first time home buyers. First time buyers who loose their job because of layoffs may be eligible to receive up to $1500 a month for 6 months to help make their mortgage payments. This might help first time buyers deal with the [...]
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First Time Home Buyers
May 15th, 2009
By Lauri Gibson
 There’s no time like the present
Ok all of you 20 & 30 somethings that have never owned a home–what are you waiting for? The Redding housing market never did sky rocket as much as some of the So Cal areas, but none the less it priced most first time buyers out of the market. During [...]
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